Every question we get.

Cheap land online is full of them, so check before you spend $0: the APN on every listing (look it up on the county site), the coordinates (open them in Google Maps), my name and face on the About page, my Jacksonville address, and a phone number a person answers. Then the guarantee: 90 days, down payment back. A scam can't afford to offer that.

Yes. The coordinates are on every listing. You don't need permission. If you'd rather hold the parcel while you plan the trip, $0 holds it and you still have 90 days.

We buy land other people forgot: tax sales, estates, owners who moved on. We buy it cheap so we can sell it cheap. It's rural, it's usually off-grid, and it's priced like it.

That's our second company. It runs payments. Same owner, same team, same guarantee. You'll see that name on your statement.

Pay today, and the agreement goes out as soon as the payment clears, usually the same or next business day.

Printed on every listing next to the cash price. On the 1.06 acres, Luna County, NM parcel: $1,744 cash including the document fee, $3,801 on the monthly plan.

We don't price it as a rate. The financed plan costs a stated dollar amount more than cash, and that amount is on the listing. Don't want to pay it? Pay cash, or put more down and watch it shrink.

Because financing costs us something: we carry the parcel for years, run the payments, and take the risk. Cash skips all of that, so you get the saving.

No. No application, no income verification, no credit pull.

No. Pay extra any month, or pay it all off whenever you like.

There's a grace period. After it a late fee applies. Both are spelled out in your agreement. Call before the due date if it's going to be late and we'll talk.

The document fee, paid once with your down payment, covers preparing and filing your agreement and the deed. The note fee, $10 a month, covers the payment portal. Every monthly figure on this site already includes it.

It covers the payment portal that runs your monthly plan. It is included in every monthly figure you see on this site, so the number you see is the number you pay.

It covers preparing and filing your agreement and, at payoff, the deed. It is paid once, with the down payment.

When your final payment clears, we record it in your name at the county. Cash buyers get it right away.

Camping and visiting, yes, within what the listing says the county allows. Building before payoff: call us first so we can go through it for that parcel.

$0 is the floor. Higher is always welcome — a bigger down payment lowers the financed balance and the total, and we will put the exact figures in writing before you pay anything.

Financing costs us something: we carry the parcel for years, run the payments and take the risk. Cash skips all of that, so you keep the saving.

No. There is no credit pull to buy and no reporting while you pay. This is a private agreement between you and us.

Yes, any month, with no penalty. Call or use the portal and we will give you the exact payoff figure that day.

Each listing says. Look for "Buildable" in the spec list, with the county's minimum size. If you plan to build before the parcel is paid off, call first.

Each listing states camping days per year, RV days (often with a permit), and whether mobile homes are allowed. That's county rules, and we print them as they are.

Most of our parcels are off-grid: solar, well and septic. Where power is at the road, the listing says so.

Stated on each listing: dirt, gravel or paved.

Stated on each listing. Most of ours have none.

You hold a signed agreement from the day your down payment and document fee clear. When your last payment clears, the deed is recorded in your name at the county. Pay cash and that happens right away.

The signed agreement, delivered when your payment clears. A payment schedule on the portal. The recorded deed at payoff.

Parcels are sold clear. Annual property tax is small on most of our lots and is shown on the listing where we have it.

Once the deed is in your name, it's yours to sell, gift or leave to your kids. Before that, call us and we'll walk you through it.

Change your mind in the first 90 days and your down payment comes back. Full policy.

On the payment portal, set up when you buy. Log in, see your balance, pay extra when you want.

(904) 456-0972. A person answers. Or info@nhreal.net.