1.48 acres in Putnam County, Tennessee

1.48 acres of wooded ground in The Bluffs at Cumberland Cove, unincorporated Putnam County.

Trees. Real ones. Not a scraped-flat rectangle in a field a wooded parcel where the covenants protect the trees on your land and your neighbor’s.

Nobody can clear-cut around you. By rule, half the existing trees stay.

Icy Cove Park Trailhead is right there. You walk to it from the neighborhood.

Homes are already built on this road. Private road, maintained by the POA. Real neighbors, not an empty subdivision.

What makes it worth more than the price

Public electricity. The county assessor lists this parcel as public electric.

No flood zone. FEMA Zone X. Zero percent of this parcel sits in a Special Flood Hazard Area. No flood insurance requirement.

Room to spread out. Setbacks are 40 feet front and 20 feet on the other sides. On a quarter-acre lot those numbers box you in. Here they don’t.

What you can build here

• One single-family home, plus the buildings that normally go with it
• 1,500 sq ft minimum heated living area (a variance down to 1,000 sq ft is possible)
• Modular and manufactured homes — looked at case by case by the ECC. No steel frame undercarriage, no HUD placard
• Up to 3 outbuildings — must be fully enclosed with doors
• In-ground pool, fencing, or a pond (ponds for full-time residents) — all with ECC approval
• A home business inside the house — as long as nobody outside can see, hear or smell it

Here’s the flip side…

Nobody drops a mobile home beside your house.

Nobody runs a shop or a hog operation next door.

Nobody strips the ridge above you and leaves mud on the road.

Nobody lives in a camper on the lot next door for three years.

The price??

$30,497 cash. Reduced.

Comparable parcels on nearby streets are asking closer to $70,000, and most come with questions attached.

Trees still standing. Power not at the road. Nothing confirmed about septic.

You pay the higher number and then start paying again to make the ground usable.

So why is this one lower?

Because it’s cash only.

That’s the whole answer, and it’s worth understanding.

No financing on this parcel. No note, no payments, no waiting on a lender’s appraisal, no deal falling apart at week six because underwriting got nervous about vacant land.

That single condition removes most of the buyers looking in this area right now. Most people shopping land at this price need terms. They can’t do this one.